The Future of Trust Companies

Effective Date: September 2025

Kinneret Trust L.L.C-FZ (“we,” “our,” or “us”) uses cookies and similar technologies on our website to ensure its proper functioning, improve user experience, and provide insights that help us enhance our services.

1. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They help websites function, remember preferences, and provide analytics.

2. Types of Cookies We Use
– Strictly Necessary Cookies – essential for site operation.
– Performance & Analytics Cookies – help us improve the site.
– Functional Cookies – remember user preferences.
– Third-Party Cookies – set by trusted providers (e.g., analytics, media).

3. Why We Use Cookies
To ensure secure operation, analyze traffic, remember preferences, and comply with regulations.

4. Managing Cookies
You can manage or disable cookies via your browser settings. Disabling some cookies may affect website functionality.

5. Updates to This Policy
We may update this policy. Updates will be posted on this page.

6. Contact Us
Kinneret Trust L.L.C-FZ
info@kinnerettrust.com

Effective Date: September 2025

At Kinneret Trust L.L.C-FZ (“we,” “our,” or “us”), we are committed to respecting and protecting the privacy of our clients, partners, and website visitors. This Privacy Policy explains how we collect, use, disclose, and protect personal information in connection with our services and our website.

1. Information We Collect
We may collect personal information in the following ways:
– Directly from you – when you engage with our firm, register for communications, or provide information in connection with our services.
– Automatically – when you visit our website, we collect technical information such as IP address, browser type, device identifiers, and browsing activity (see our Cookies Policy for more details).
– From third parties – such as professional advisers, financial institutions, or service providers supporting our business.

Types of personal information may include: contact details, personal details, identification and residency information, financial and investment details, and professional information.

2. How We Use Personal Information
We use personal information to deliver and manage wealth management, advisory, and related services, communicate with you, meet regulatory obligations, improve our website, and support internal operations.

3. Sharing of Information
We may share personal information with service providers, regulators, professional advisers, or in business transactions. We do not sell or lease your data.

4. International Data Transfers
Your personal information may be transferred internationally with safeguards in place.

5. Data Retention
We retain data only as long as necessary for service provision, compliance, and dispute resolution.

6. Data Security
We apply industry-standard measures to protect your data.

7. Your Choices and Rights
You may have rights such as access, correction, deletion, restriction, objection, and withdrawal of consent.

8. Cookies
Our website uses cookies. Please see our Cookies Policy.

9. Updates to This Policy
We may update this Privacy Policy. Updates will appear on this page.

10. Contact Us
Kinneret Trust L.L.C-FZ
info@kinnerettrust.com

Effective Date: September 2025

The information provided on the website of Kinneret Trust L.L.C-FZ (“we,” “our,” or “us”) is for general informational purposes only. While we make every effort to ensure the accuracy of information on this site, we do not warrant or guarantee its completeness, reliability, or suitability for any purpose.

1. No Investment or Legal Advice
The content on this website does not constitute investment, legal, tax, or other professional advice. You should not act on any information provided without obtaining specific professional advice. Any reliance you place on the information on this site is strictly at your own risk.

2. Limitation of Liability
To the fullest extent permitted by law, Kinneret Trust L.L.C-FZ shall not be liable for any loss or damage (direct, indirect, or consequential) arising from the use of this website or reliance on its contents. This includes loss of profits, data, or business opportunities.

3. Third-Party Links
This website may contain links to external websites operated by third parties. We have no control over the content of such websites and accept no responsibility or liability for any loss or damage that may arise from their use.

4. Jurisdiction
This website is operated from the UAE. By using this site, you agree that any disputes relating to its use shall be governed exclusively by the laws of the UAE, without regard to conflict of law principles.

5. Intellectual Property
All content on this website, including text, graphics, logos, and other materials, is the property of Kinneret Trust L.L.C-FZ or its licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or exploit any part of this site without prior written consent.

6. Updates
We may update this Disclaimer from time to time without prior notice. Updates will be posted on this page with the updated effective date.

Contact Us
If you have any questions about this Disclaimer, please contact us at:
Kinneret Trust L.L.C-FZ
info@kinnerettrust.com

1. Scope

These General Terms and Conditions («GTC») form an integral part of the contracts concluded between the Client and Kinneret Trust L.L.C-FZ (hereinafter «Kinneret Trust»)for the provision of fiduciary and consulting services, such as the mandate documentation and any other additional agreement (hereinafter «Individual Agreements»).

The content of these GTC shall apply unless a deviation therefrom is expressly agreed in writing in the Individual Agreements. Changes to the fiduciary and consulting contract require the written, legally signed consent of the parties.

For the sole purpose of better readability, gender-specific spelling and multiple designations are not used in this text and the Individual Agreements.

1. Fiduciary services of Kinneret Trust
2. Contractual services

The object of the fiduciary and consulting order are the fiduciary and consulting services listed in the Individual Agreements (hereinafter «Contractual Services»).

1. Duties of Kinneret Trust
2. 1. Provision of the Contractual Services

Kinneret Trust is obliged to perform the Contractual Services carefully and in compliance with the legal provisions. It acts according to the instructions of the Client. The non-performance of Contractual Services due to unlawful or immoral instructions of the Client remains reserved. In the absence of instructions by the Client, Kinneret Trust is not obliged to act on its own initiative. In urgent cases, it may take measures on its own initiative, taking into account the presumed interests of the Client as far as possible. Kinneret Trust shall inform the Client as soon as possible about the measures taken.

The Client shall designate a natural person authorized to give instructions to Kinneret Trust by means of a written notification and shall provide Kinneret Trust with a specimen document signed by this person. All instructions to Kinneret Trust have to be given in writing, otherwise they are not considered as given. Instructions given by telephone shall be considered as given only after written notification. Kinneret Trust may deviate from this regulation in certain cases.

2. Duty of disclosure and accountability

Kinneret Trust is obligated to document its expenditures and to provide the Client with information about them at any time upon the Client’s written request.

3. Duty of information and secrecy

Kinneret Trust is authorized to inform the competent authorities about the Individual Agreements in accordance with its legal obligations and to provide information about the mandate. Kinneret Trust undertakes to maintain secrecy vis-à-vis other persons and companies for its employees and agents. The obligation of secrecy shall remain in force even after termination of the mandate.

1. Involvement of third parties

Kinneret Trust is entitled to involve third parties for the fulfillment of its contractual obligations.

1. Duties of the Client
2. Cooperation of the Client

The Client shall ensure that Kinneret Trust receives all documents and information required for the contractual services in due time.

The Client is responsible for the completeness, the conformity with the (tax-) law and the businesslike justification of the submitted documents and receipts.

If the Client fails to cooperate as required, no claims against Kinneret Trust shall arise from Contractual Services not rendered as a result. Kinneret Trust may make the continuation of the mandate dependent on the receipt of the above mentioned information and documents.

2. Confirmation of tax compliance

The Client confirms that he and his assets, in whichever way they are being held, are in compliance with the tax obligations in his country of residence/domicile.

1. No legal or tax advice

Unless explicitly stated (such as in a legal opinion), communication by Kinneret Trust does not constitute legal or tax advice.

1. Liability

Kinneret Trust renders the agreed Contractual Services with due diligence. Kinneret Trust is liable only for breaches of contract caused intentionally or by gross negligence. Any further liability based on contract or on any other legal ground is expressly excluded. If Kinneret Trust has called in third parties for the fulfillment of the Contractual Services, Kinneret Trust is only liable for their careful selection and instruction.

1. Risk bearing

Kinneret Trust carries out its activities exclusively at the risk of the Client. Kinneret Trust especially does not incur any risks from the investment, the administration and the sale of the trust property. All relevant costs and other charges (depreciation, losses, etc.) are to be borne exclusively by the Client.

1. Remuneration and default in payment

The Client is obliged to pay Kinneret Trust a remuneration for the provision of the Contractual Services. The amount of the remuneration is calculated on the basis of the scope of services of Kinneret Trust and stated accordingly in the Individual Agreements. Kinneret Trust is entitled to adjust the prices. Kinneret Trust has to inform the Client about possible price changes 30 days in advance.

If the payment of the fee or the legal deposit of the credit card is not made within the set period, the Client is immediately in default. From the time of default, the Client shall owe default interest in the amount of 5%. Offsetting of the invoiced amount against any claim of the Client against Kinneret Trust is not permitted. Kinneret Trust has the right to refuse the performance of Contractual Services in case of default of payment.

In case of termination of the contract, the Client remains obligated to pay the remuneration for Contractual Services already rendered by Kinneret Trust.

1. Indemnification

The Client undertakes to indemnify Kinneret Trust for any damage that may arise from the mandate relationship, except those excluded by law.

1. Termination

The Individual Agreements may be terminated in writing by either party at any time.

The Individual Agreements do not expire upon the death, incapacity or bankruptcy of the Client.

1. Settlement

Kinneret Trust is expressly granted the right of set-off to satisfy its claims.

1. Force majeure

If the timely performance by Kinneret Trust or its third parties is impossible due to force majeure, such as but not limited to natural disasters, earthquakes, volcanic eruptions, avalanches, thunderstorms, storms, wars, riots, civil wars, revolutions and uprisings, terrorism, sabotage, cyber-attacks, strikes, nuclear accidents or reactor damage, Kinneret Trust is released from the performance of the Contractual Services for the duration of the force majeure as well as for a reasonable start-up period after its end. If the force majeure lasts longer than 30 days, Kinneret Trust can withdraw from the Individual Agreements. Kinneret Trust has to refund to the Client in full any payment already made for the non-performance of Contractual Services during the period of force majeure including the start-up period.

Any further claims, in particular claims for damages due to force majeure, are excluded.

III. Final provisions

1. Adaptation of the GTC

These GTC may be amended by Kinneret Trust at any time. The new version comes into force immediately with publication on the website. For the Client, the version of the GTC that was in force at the time of the conclusion of the Individual Agreements shall apply. The Client’s consent to the current version of the GTC remains reserved.

1. Salvatory clause

Should individual provisions of these GTC be or become invalid, shall this not affect the validity of the remaining GTC.

1. Applicable law and place of jurisdiction

All legal relationships in connection with these GTC are subject to UAE law. The ordinary courts of the United Arab Emirates are agreed as the place of jurisdiction. However, Kinneret Trust shall be entitled, but not obliged, to bring the Client to justice at any other competent place, in particular at the Client’s ordinary place of residence.

1. Counterparts and Electronic Signatures

The Individual Agreements may be executed in counterparts. Electronic or photocopied signatures shall be considered as valid signatures.